The scoop
Under the Affordable Care Act, most U.S. health insurance plans must cover a breast pump at no cost to you. It may be a rental or a new one you keep. Federal guidelines also include pump parts and breast milk storage supplies.
Plans can decide whether it's manual or electric, how long a rental lasts, and whether you get it before or after birth. Medicaid, TRICARE and WIC have their own pump programs. Our guide walks through each one.
How to claim it
- 1
Call your insurance provider and ask about breast pump coverage.
- 2
Ask your provider for a prescription if your plan requires one.
- 3
Order through an in-network DME supplier, which bills your plan.
Who qualifies
- Most ACA-compliant health plans (not grandfathered plans)
- Medicaid, TRICARE and WIC have separate rules